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Damaged Money

If you take a partial dollar bill to the bank, will they replace it with a whole one? How much has to be left? Do they do that with larger bills?
--Donald T.

There are a lot of myths and rumors floating around about this one. Generally it's thought that you can take any bill, as long as over one half of it exists, to the treasury, and they'll replace it with a new bill. Why over one half? We're not going to answer that. Don't get greedy. This is actually a pretty good deal. You can't take 51 percent of anything else into a store and get a new version!

In actuality, though, it could be a little more difficult than that. In each case of damaged money, questions are asked, inquiries made. Why is that money damaged? Where did it come from? Where is the rest of it? If you look too much like a terrorist, most likely your money refund will be denied. Generally, if you have less that half a bill, they will refund the money, as long as you explain where the rest of the bill is. The exception is if you look like a terrorist. If you look like a terrorist, you won't be able to get a full refund of any bill, and most likely you will be detained.